摘要 |
<p>A method of conducting an electronic card payment between a merchant, having a merchant's device, and a cardholder, having a payment card and a cardholder's device. The method include reading payment card information associated with the payment card using the card reader in the merchant's device, entering purchase information in the merchant's device and transmitting the purchase information and the payment card information to a payment server, entering a personal identification number (PIN) in the cardholder's device, and submitting the PIN to the payment server, and transmitting the purchase information and an updated payment card information comprising at least the PIN to a bank server conducting the card payment.</p> |