| 摘要 |
Systems, methods, and computer-readable storage media are provided for processing electronic cross-border payments. The computer system is coupled to a payment network. The computer system is programmed to receive an identification of a payee, receive a destination currency and a payment amount, determine an exchange rate based on the destination currency and an origination currency, wherein the origination currency is based on a payor bank account, and determine a total transaction cost for converting the payment amount from the origination currency to the destination currency and for transmitting payment data over the payment network, wherein the total transaction cost includes the payment amount. The computer system is also programmed to transmit payment data over the payment network, wherein the transmission of payment data represents the payment amount being transferred from the payor bank account to a payee bank account. Remittance information may also be transmitted from payor to payee. |
