METHOD FOR CREATING A SMART ACCOUNT IN SMARTPHONE

摘要

The present invention relates to a smart application account which is a bank account used in a smart phone. A method for opening the smart application account is the followings of: filling in an application form for the smart application account after downloading an application for the smart application account in a smart phone; and photographing and attaching an identification of a user. Afterward the smart application account is opened if a bank completes confirmation after a bank employee confirms the identification of the user. [Reference numerals] (AA) Unconfirmed;(BB) Confirmed;(S710) Download a private application;(S720) Fill in an application form for a smart application account;(S730) Attach an identification of a user;(S740) Encrypt the application form and the identification;(S750) Transmit to a bank system server;(S760) Transmit an ARS message to a bank employee in the bank system server;(S770) Is an ARS response message which is received from the bank employee confirmed?;(S771) Failure of pening the smart application account;(S772) Success of opening the smart application account