APPARATUS AND METHOD FOR OPERATING CREDIT CARD SERVICE

摘要

Disclosed is a method for operating credit card service and an apparatus applied to the same. The present invention checks the continuous period of use of a user for a certain credit card, designates a service level of the user for the certain credit card to correspond to the checked period of use, confirms a service level of the user designated to the certain credit card according to a user approval request for the certain credit card, and provides various service benefits according to the period of use of the credit card by providing an additional service designated to the certain credit card based on the confirmed service level. [Reference numerals] (AA) Start;(BB) End;(S210, S230) Check the period of use;(S220) Does a history of the use of the linked credit card exist?;(S240) initial issuance?;(S250) Exceed the designated period of use?;(S260) Additionally designate additional services;(S270) Designate a service grade;(S280) Receive a user approval request;(S290) Check a service grade;(S300) Check additional services;(S310) Check service benefits;(S320) Process the request for using certification