| 摘要 |
A mobile banking service offer method and a system using a terminal identifier are provided to deliver a transferred amount of money to a bank account associated with a receiver terminal once a terminal identifier and bank information are stored in the system in advance, thus a separate chip that provides a mobile banking service is not necessary. Information on a transferred amount of money and a terminal identifier of a receiver terminal are received from a caller terminal. A terminal identifier of the caller terminal is identified(502). First bank information corresponding to the terminal identifier of the caller terminal and second bank information corresponding to the terminal identifier of the receiver terminal are searched from a mobile banking DB. The searched first bank information, the second bank information, and the information on the transferred amount of money are transmitted to a bank server(504). |
