| 摘要 |
The present invention provides a financial card, a mobile terminal and a mobile payment system. The financial card comprises: a substrate and an IC card chip used for performing a financial payment function, the IC card chip being arranged on the substrate. The financial card further comprises: a near field communication module, arranged on the substrate, in coupled connection with the IC card chip, and used for sending payment information generated when the IC card chip conducts a transaction with an outside reader to the mobile terminal. By means of the technical solutions provided by the present invention, the technical problem in relevant technologies that control requirements of payment mechanisms such as UnionPay cannot be satisfied because the generality and portability of the existing mobile payment solution is not strong is solved, thereby improving the generality and portability of the financial card, and further improving the generality and portability of the mobile payment manner, and in addition, the mobile payment solution may be dominated by UnionPay rather than being restrained by a mobile operator. |
