Authentication mechanisms to enable sharing personal information via a networked computer system

摘要

System, method and apparatus having the capability of using various authentication mechanisms to share a first party's (user's) personal information stored in a server computer connected to the Internet with a second party (requester). The authentication mechanisms may include a biometric identifier, a single-use password, an expiration time on a password, or permit a second party (requester) to access authorized portions of a first party's (user's) credit/debit card information or likes or dislikes or personal health information from an online database. Also disclosed is a method of providing access to a first party's information using an authentication code that is valid for a predetermined number of access requests and attempting to access the first party's information beyond the predetermined number raises an alarm.