| 摘要 |
<p>Systems and methods are provided for facilitating transactions between consumers and merchants on trust based credit. The systems and methods described herein enable a series of operations whereby a purchaser can initiate a transaction and instead of paying using a credit card or cash, the consumer can use trust based credit "tab" with the merchant and pay its bill at a later time. Based on this selection, a credit transaction request (identifying the consumer, the merchant and the credit amount) can be transmitted to the system server. In response, the system server can generate a report with the consumer's credit transaction history and credit profile and transmit the information back to the merchant. The merchant can elect to approve and finalize the credit transaction or decline. The consumer's transaction history can be updated with the transaction and all necessary adjustments to the consumer's credit profile can be made.</p> |
