发明名称 Prepaid account funds transfer apparatuses, methods and systems
摘要 The PREPAID ACCOUNT FUNDS TRANSFER APPARATUSES, METHODS AND SYSTEMS ("PAFT") transform prepaid account invitation requests via PAFT components into scheduled prepaid account transactions. In one embodiment, the PAFT obtains, from a transferor user holding a transferor prepaid account, a prepaid account invitation request specifying a transferee user and a prepaid funds transfer amount. The PAFT generates a customized prepaid account invitation for the transferee user based on the prepaid account invitation request, and provides the customized prepaid account invitation for the transferee user. Upon obtaining an invitation acceptance from the transferee user in response to the provided customized prepaid account invitation, the PAFT creates a transferee prepaid account for the transferee user, and transfers, upon creating the transferee prepaid account, the prepaid funds transfer amount of funds specified in the prepaid account invitation request from the transferor prepaid account to the created transferee prepaid account.
申请公布号 AU2011216221(B2) 申请公布日期 2013.10.24
申请号 AU20110216221 申请日期 2011.02.15
申请人 VISA U.S.A. INC. 发明人 VASTEN, BRETT;MATHIAS, VIRGIL
分类号 G06Q20/00 主分类号 G06Q20/00
代理机构 代理人
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