发明名称 |
Electronic payment using a proxy account number stored in a secure element |
摘要 |
A near field communication payment method using a proxy account number. The method comprises transmitting a proxy account number from a secure element of a mobile phone to a point-of-sale terminal using a near field communication radio link; transmitting the proxy account number from the point-of-sale terminal to a payment mediation server; transmitting the proxy account number from the payment mediation server to a proxy account manager; determining a selected payment account number by the proxy account manager based in part on retrieving a plurality of payment account numbers from a proxy account number data store using the proxy account number; transmitting the selected payment account number to the payment mediation server by the proxy account manager; and the payment mediation server completing a payment completion transaction with the point-of-sale terminal using the selected payment account number.
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申请公布号 |
US8566168(B1) |
申请公布日期 |
2013.10.22 |
申请号 |
US201213344096 |
申请日期 |
2012.01.05 |
申请人 |
BIERBAUM CHRISTOPHER J.;COPE WARREN B.;KATZER ROBIN D.;PACZKOWSKI LYLE W.;SPRINT COMMUNICATIONS COMPANY L.P. |
发明人 |
BIERBAUM CHRISTOPHER J.;COPE WARREN B.;KATZER ROBIN D.;PACZKOWSKI LYLE W. |
分类号 |
G06Q20/00;G06Q30/00;H04B1/38 |
主分类号 |
G06Q20/00 |
代理机构 |
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代理人 |
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主权项 |
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