摘要 |
Systems and methods for processing checks are described. In particular, an individual can submit a check to a check casher entity, in exchange for a stored-value card (SVC) with an associated pending deposit to be made available on a specified date. The check casher entity can provide the check to a check processor, which can process the check. If the specified date is reached without any problems with processing the check, then the pending deposit on the SVC can be made available to the individual. If the check bounces, then the pending deposit is not made available on the SVC. According to implementations, the SVC processing can be handled by an SVC processor entity.
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