| 摘要 |
PURPOSE: An on-line game money loan method and an apparatus are provided to provide the gradation loan of the on-line game money depending on the credit grade of a user, thereby performing the game continuously. CONSTITUTION: A game money loan apparatus firstly sets up a loan evaluation method (S100), and determines whether a game money loan request signal is received from a user terminal (S200). When the game money loan request signal is received, the game money loan apparatus evaluates the security in which a user had set up and the credit of user, and loans the game money (S300). A user with the game money loan progresses the game by using a user terminal (S400). The game money loan apparatus receives the game money from user when a game money repayment signal is received from the user terminal while processing the game or when the game money repayment period comes (S500). If the game money is repaid, the game money loan apparatus determines whether the user completed the repayment of all game money in loan (S600). If the game money loan apparatus determines as the repayment of all game money in loan was completed, the security is released (S700). [Reference numerals] (AA) Start; (BB,DD) No; (CC,EE) Yes; (FF) End; (S100) Set a loan evaluation method; (S200) Is there any request for borrowing game money ?; (S300) Give a game money loan considering collaterals and credit ratings; (S400) Play a game; (S500) Repay the game money; (S600) Has the repayment completed ?; (S700) Lift the collateral status |
