摘要 |
PURPOSE: A financial transaction system is provided to perform an electronic process by using biometric information when identity of a user is confirmed, thereby reducing expenses and enhancing authentication and security. CONSTITUTION: A user device(100) collects user authentication information. The user device is authenticated for security. A request institution unit(110) confirms the user authentication information inputted to the user device, and performs a financial transaction. A relay institution unit(120) receives statement data from the request institution unit, and determines whether an authentication process is operated or not. An authentication institution unit(130) confirms a request of the user authentication information from the request institution unit and processes a result. [Reference numerals] (100) User device; (110) Request institution unit; (120) Relay institution unit; (130) Authentication institution unit |