| 摘要 |
In accordance with embodiments of the present disclosure, systems and methods for facilitating network transactions include user authentication over a network by providing strong mutual authentication of client web application to server side application server, providing session encryption key negotiation after authentication to continue encryption during communication, and providing a high-level encryption technique referred to as an effective zero knowledge proof of identity (eZKPI) algorithm. In various implementations, the eZKPI algorithm is adapted to couple something the user Knows (e.g., a password or personal identification number) with something the user Has (e.g., a secure identification card) to create a stronger identity authentication proof for access to a mobile device and applications running on the mobile device.
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