| 摘要 |
PURPOSE: An integrated electronic money service providing method for differentially applying a switching commission for electronic money is provided to allow a service providing server to convert the electronic money of the user except for the calculated commission of the electronic money issuer into an integrated electronic money and store the converted integrated electronic money in the account of the user, thereby enabling the user to convert and use electronic money received from various electronic money issuers into the integrated electronic money. CONSTITUTION: A service providing server receives switching information including the electronic money information of the user from the user terminal (S100). The server receives a request for converting the electronic money into the integrated electronic money from the user terminal (S200). According to the reliability of the electronic money issuer, the server differentially calculates a commission (S300). The server converts electronic money except for the calculated commission of the electronic money into the integration electronic money and stores the converted integrated electronic money in the account of the user (S400,S500). [Reference numerals] (S100) Step of receiving switching information from the user terminal; (S200) Step of receiving a request for converting from the user terminal; (S300) Step of differentially calculating commission according to the reliability of issuer; (S400) Step of converting electronic money except for the calculated commission into the integration electronic money to store the converted integrated electronic money in the user account; (S500) Step of transmitting the sum of money relevant to the prefixed ratio of commission |
