发明名称 |
System and method for computing and scoring the complexity of a vehicle trip using geo-spatial information |
摘要 |
Systems and methods are disclosed herein for pricing an insurance premium based on route complexity. The system includes a computer memory and a processor in communication with the computer memory. The computer memory stores telematics data received from a sensor within a vehicle. The telematics data includes at least one of geo-position information of the vehicle and vehicle kinematics data. The processor is configured to compute a complexity score of the trip based on the telematics data. The processor is also configured to determine a price for automobile insurance for the driver based on the complexity score of the at least one trip.
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申请公布号 |
US8538785(B2) |
申请公布日期 |
2013.09.17 |
申请号 |
US201113213493 |
申请日期 |
2011.08.19 |
申请人 |
COLEMAN MARK S.;BARBATO DARREL S.;HUANG LIHU;HARTFORD FIRE INSURANCE COMPANY |
发明人 |
COLEMAN MARK S.;BARBATO DARREL S.;HUANG LIHU |
分类号 |
G06Q40/00 |
主分类号 |
G06Q40/00 |
代理机构 |
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代理人 |
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主权项 |
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地址 |
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