| 摘要 |
PURPOSE: Digital code based remittance method is provided to process secure remittance by encrypting and coding remittance information as a digital code and transmitting the remittance withdrawal authority. CONSTITUTION: A remittance server transfers money by opening a temporary account. The remittance server encrypts remittance information including name, telephone number and remittance amount of a recipient as a secret key (S20). The remittance server codes the encrypted remittance information and access information of the remittance server as a digital code (S30). The remittance server transmits the digital code and secrete key of the remittance information to a recipient's mobile terminal (S40). The remittance server decodes the digital code and remittance information of the digital code (S62). The remittance server authenticates the recipient using the remittance information. [Reference numerals] (AA) Transmitter; (BB) Transfer server (withdrawal device); (CC) Receiver; (S11) Transfer request; (S12) Payment for a transfer; (S20) Transfer information encoding; (S30) Digital code generation; (S40) Digital code and a secret key transmission; (S50) Withdrawal request with the secret key; (S61) Digital code recognition; (S62) Transfer information decoding; (S70) Transfer approval and verification; (S80) Withdrawal |
