FINANCIAL FRAUD WARNING SYSTEM USING BANKING TRANSACTION PATTERN ANALYSIS AND A METHOD THEREOF

摘要

PURPOSE: Financial deception alarm system and method are provided to extract and monitor a distrust account by managing a degree of financial transaction danger of a corresponding account by analyzing a transaction pattern based on transaction details of a client account of a legacy system. CONSTITUTION: A database unit (200) stores account information of a client, account transaction detail information and BL pattern information used to be a financial deception pattern. A legacy system (20) performs processing of financial online transaction including account transfer and account inquiry which is financial transaction of a client. The legacy system requests a degree of financial transaction danger information showing danger of financial transaction of a beneficiary account. The legacy system transmits a message to a financial transaction terminal corresponding to the degree of financial transaction danger of the beneficiary account. A server (100) derives a financial transaction pattern from account transaction detail information and transaction information of the client account. The server compares the transaction pattern with BL pattern and derives the degree of financial transaction danger of the corresponding account. The server provides the degree of financial transaction danger of the beneficiary account to the legacy system or a call center system in the outside. [Reference numerals] (10) Financial transaction device; (110) Connection unit; (120) Pattern analysis unit; (130) Check unit; (140) Management unit; (20) Legacy system; (210) Account information DB; (220) Transaction dealings DB; (230) BL pattern DB; (240) Management information DB; (30) Call center server