摘要 |
<p>The present invention relates to an apparatus and method for providing discount information and card benefit information. The apparatus includes: a user financial information database for storing benefit information on at least one credit card or one debit card, which is registered in advance by a user; a discount information database for storing discount information, which is provided from outside, about a product or a service company; a communicating unit for forming a communication channel with a pre-registered user's terminal; an information providing unit for providing, to the user's terminal through the communication channel, card benefit information for each card and discount information about a product or a service company related to the card benefit information, which are stored in the user financial information database. According to the present invention, a user can simultaneously enjoy discount benefits and card use benefits.</p> |