发明名称 Authentication of payment transactions using an alias
摘要 Described herein is a payment transaction system (100) in which a payment transaction is authenticated using an alias. When procuring an item from a supplier (120), a customer (110) needs to provide payment in some form or the other. Profiles relating to both the customer (110) and the supplier (120) are stored in an environment managed by a broker (130) and payment is effected by transfer of within that environment from a customer wallet to a supplier wallet. The customer (120) is represented as an alias as far as the supplier (120) is concerned. In one embodiment, the alias is provided by a data structure configured in accordance with an electronic representation of a medium of exchange. In an alternative embodiment, the alias is provided by an external identity provider (140) such as a social network with which the customer (120) is associated. In each embodiment, the anonymity of the customer (120) is maintained with respect to the supplier (120).
申请公布号 EP2624190(A1) 申请公布日期 2013.08.07
申请号 EP20120153943 申请日期 2012.02.03
申请人 DUBOIS, PIETER 发明人 DUBOIS, PIETER
分类号 G06Q20/02;G06Q20/38 主分类号 G06Q20/02
代理机构 代理人
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