| 摘要 |
A method for providing electronic access to an electronic payment system includes receiving, in conjunction with a purchase by an accountholder at a merchant, information for identifying a payment account of the accountholder based upon entry into a POS terminal of the merchant of an identifier that enables identification of the accountholder and a mobile communications device of the accountholder. The method further includes providing electronic access to an electronic payment system that further enables using a telephone number of a payee to initiate an electronic communication with an electronic device associated with the payee without requiring a communications link to be established directly between a mobile communications device of the accountholder and the electronic device of the payee in order to complete a payment from the accountholder to the payee. Methods further include providing an additional service account with which a payment account of the accountholder is associated.
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