发明名称 |
Method and System for Processing Internet Payments Using the Electronic Funds Transfer Network |
摘要 |
A computer implemented system is provided for processing payments. A server including a computer memory storing a first database including a directory is provided. The directory includes authenticated registrant information comprising authenticated information for a payee, the directory identifying via a publicly available account identifier at least one linked account of said payee. The system also includes a payor computer having access to the directory and a first bank computer linked via a computer network to the server, the first bank computer configured to access payor account information from a payor account at the first bank. The first bank computer is also configured to receive payment information from the payor computer identifying the payee and to transmit a payment from the payor account at the first bank to the linked payee account located at a second bank
|
申请公布号 |
US2013191278(A1) |
申请公布日期 |
2013.07.25 |
申请号 |
US201313789826 |
申请日期 |
2013.03.08 |
申请人 |
JPMORGAN CHASE BANK, N.A.;JPMORGAN CHASE BANK, N.A. |
发明人 |
O'LEARY DENIS;D'AGOSTINO VINCENT;RE S. RICHARD;BURNEY JESSICA;HOFFMAN ADAM |
分类号 |
G06Q20/10 |
主分类号 |
G06Q20/10 |
代理机构 |
|
代理人 |
|
主权项 |
|
地址 |
|