发明名称 Method and apparatus for payment without payment card infrastructure
摘要 There is provided a computer-implemented method for accommodating the provision of payment to a seller without requiring the seller to have payment infrastructure, the 5 method comprising: receiving, from the seller, identification information and a payment card information for a buyer in conjunction with a transaction between the buyer and the seller wherein the buyer provides the seller a given payment amount for at least one of a good or a service, the payment card information being received through a communication over a phone network by the seller with a phone; retrieving, from a 10 storage device, information associated with the seller based on the identification information; generating transaction information comprising or derived from the payment card information and the information associated with the seller; transmitting the transaction information over a payment card network to a payment card processor to enable the payment card processor to process the payment card information to is accommodate an immediate payment to the seller without requiring the seller to have a merchant relationship with the payment card processor; and accommodating the immediate payment to the seller upon successful processing of the payment card information by the payment card processor. 22/2/20 12773120_1 (GHMatters) P76319.AU. I Computer System Processor Memory 200 Payment Provision Application Telephone Communications Interface Registration Management Module Transaction Processing Module Payment Card Processing Interface
申请公布号 AU2011218699(B2) 申请公布日期 2013.07.18
申请号 AU20110218699 申请日期 2011.08.10
申请人 GLOBAL 9-TIMES-5, LLC 发明人 BARRETT, MARY HOGUE
分类号 G06Q30/00 主分类号 G06Q30/00
代理机构 代理人
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