STAND-IN AUTHORIZATION SYSTEM AND STAND-IN AUTHORIZATION METHOD

摘要

Provided are a stand-in authorization system and a stand-in authorization method. The stand-in authorization system includes an accounting system, a transfer module and a stand-in authorization module. The stand-in authorization module stores a stand-in authorization parameter determined by the accounting system. The transfer module is connected to the accounting system and the stand-in authorization module and used for sending a transaction request message from a client to the stand-in authorization module for processing if the accounting system is unavailable. The stand-in authorization module verifies the transaction request message according to the stand-in authorization parameter, and otherwise sends same to the accounting system for processing. The transaction request message includes financial account information, financial mechanism information, transaction initiation mechanism information and transaction sum. The stand-in authorization system and stand-in authorization method in the present invention can be used to ensure the normal processing of transaction requests if the accounting system is unavailable.