| 摘要 |
<p>The present invention relates to network communication technologies, in particular to a communication technology for instantaneous bankcard system settlement. Provided is a bankcard-system-based communication method achieving instantaneous settlement between a merchant, a consumer (user) and a distributor. By means of a settlement system and a POS facility in an existing bank payment system, adding a management module and a database associated with the management module in a bill reception bank settlement system; adding an instantaneous settlement processing module in the POS facility; setting an electronic tag, discount and discount percentage for each settlement event; and upgrading the POS facility. During bankcard use, the POS facility communicates with the management module to verify the binding relationship between a bankcard and the event, executes the discount, transmits the information to the management module, and conducts the instantaneous settlement between the merchant, the consumer (user) and the distributor if the condition for the instantaneous settlement between the merchant, the consumer (user) and the distributor is satisfied.</p> |
