发明名称 |
Secure PIN Verification for Mobile Payment Systems |
摘要 |
Methods and systems are provided for secure electronic payment for merchandise at a point of sale. The secure verification of a personal identification number (PIN) via a mobile payment system is facilitated. A memory stores account information for a plurality of users, the account information includes a personal identification number (PIN) for at least some of the users. A processor receives a communication including an indication of a desire of a user to purchase an item from a merchant. The processor accesses an account of the user and provides a random keypad to the merchant. The user uses the random keypad to enter the PIN. The processor receives touch screen information from a mobile device of the user and makes a reconstructed PIN from the random keypad and the touch screen information. The processor authorizes the purchase if the reconstructed PIN is the PIN of the user. |
申请公布号 |
US2013159196(A1) |
申请公布日期 |
2013.06.20 |
申请号 |
US201113331088 |
申请日期 |
2011.12.20 |
申请人 |
DIZOGLIO JIM MICHAEL;EBAY, INC. |
发明人 |
DIZOGLIO JIM MICHAEL |
分类号 |
G06Q20/20;G06Q20/32;G06Q20/40 |
主分类号 |
G06Q20/20 |
代理机构 |
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代理人 |
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主权项 |
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地址 |
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