| 摘要 |
A system and method for processing off-line mobile payment transactions, when the mobile device is not connected to the data network, is described. The system comprises a mobile device 3 having a mobile wallet module 11 for initiating payment transactions from a mobile payment account associated with a payment service provider and operable to communicate with the payment service provider via a data network to settle the payment transaction. The mobile device 3 is adapted to enable a user to initiate an off-line payment transaction when the mobile device is not connected to the data network 9, and wherein the mobile device 3 is operable to communicate details of the off-line payment transaction to the payment service provider 5 when the mobile device 3 is re-connected to the data network 9. The mobile device 3 may comprise an offline credit limit 21 associated with a predefined funding account.
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