A SYSTEM, PAYMENT AGENT AND COMPUTER READABLE STORAGE MEDIUM FOR FACILITATING CONTACTLESS MOBILE PAYMENT TRANSACTIONS

摘要

There is provided a system for facilitating contactless mobile payment transactions. The system comprises a point of sale terminal (210); a payment network (235); and a payment agent (100). The point of sale terminal (210) is adapted for sending a point of sale transaction request to the payment network (235), the payment network (235) is adapted for sending a primary transaction request to the payment agent (100); the payment agent (100) is adapted for sending a virtual transaction request in accordance with the primary transaction request; the payment agent (100) is adapted for receiving a reply virtual transaction result; the payment agent (100) is adapted for sending a reply primary transaction result to the payment network (235) in accordance with the reply virtual transaction result and the payment network (235) is adapted for sending a point of sale reply to the point of sale terminal (210) in accordance with the reply primary transaction result.