发明名称 Systems and methods of transferring credit card charge to line of credit
摘要 After a charge has been made with a credit card, the charge may be analyzed to determine if it may be transferred to a line of credit. The credit card may be monitored for purchases that match rules or criteria set by a user and/or an institution system. If the transaction meets the rules and/or criteria, the charge on the credit card may be paid with funds from the line of credit. In an implementation, instead of the user waiting for the credit card bill and then paying the amount of the charge on the bill from the line of credit, the institution system automatically performs the transfer for the user (e.g., pays the charge on the credit card with funds from the line of credit).
申请公布号 US8458093(B1) 申请公布日期 2013.06.04
申请号 US20090488067 申请日期 2009.06.19
申请人 SMITH ARTHUR QUENTIN;UNITED SERVICES AUTOMOBILE ASSOCIATION (USAA) 发明人 SMITH ARTHUR QUENTIN
分类号 G06Q40/00 主分类号 G06Q40/00
代理机构 代理人
主权项
地址