发明名称 Item-level hold decisioning
摘要 Embodiments of the present invention relate to methods and apparatuses for determining, recommending, and/or placing holds on deposit items. For example, some embodiments provide a method that includes: (a) receiving, from a deposit location during a single deposit transaction, information associated with a first deposit item in the single deposit transaction; (b) receiving, from the deposit location during the single deposit transaction, information associated with a second deposit item in the single deposit transaction; (c) determining, using a processor, during the single deposit transaction, a first hold decision for the first deposit item based at least partially on the information associated with the first deposit item; (d) determining, using a processor, during the single deposit transaction, a second hold decision for the second deposit item based at least partially on the information associated with the second deposit item; (e) communicating, to the deposit location during the single deposit transaction, information associated with the first hold decision; and (f) communicating, to the deposit location during the single deposit transaction, information associated with the second hold decision.
申请公布号 US8444050(B2) 申请公布日期 2013.05.21
申请号 US20100702892 申请日期 2010.02.09
申请人 DAVILA RICARDO;LEVI TOMMI;BARNHARDT DAVID WAYNE;MINSK DAVID ALAN;WHITE ROXANNE;DOMINGUEZ ROBERTO JOSE;MCCUE MARK DAVID;BANK OF AMERICA CORPORATION 发明人 DAVILA RICARDO;LEVI TOMMI;BARNHARDT DAVID WAYNE;MINSK DAVID ALAN;WHITE ROXANNE;DOMINGUEZ ROBERTO JOSE;MCCUE MARK DAVID
分类号 G06Q40/00 主分类号 G06Q40/00
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