A METHOD OF PROCESSING PAYMENTS.

摘要

The present invention relates to a method allowing a customer having registered payment account details with a service or product provider to place a purchase order and pay for a product or a service using a networked device such as a mobile phone. The customer may send, for example in a short messaging service (SMS) message, a product or service identifier identifying the product or the service to a designated telephone number to initiate a purchase. The identifier may for instance be an alphanumeric codeword included in an advertisement or a catalogue promoting the product or the service. In one embodiment, the purchase order system is a computer programme or software implemented as an application programming interface (API), which may be able to interface with a website of the product or service provider as well as communicating with a plurality of payment gateways.