摘要 |
Methods and systems are disclosed for allowing two users to exchange reward currency, such as points, between two different loyalty programs at an exchange rate that is set by and agreed upon by the users themselves. An offer to exchange X points of one loyalty program for Y points of another loyalty program is received from a user and is made available to other users. Another user satisfied with the offered exchange accepts the offer, and the account balances of the two users are adjusted. In some embodiments, a fee is charged to one or both of the users for effecting the trade. The fee is then forwarded to the loyalty programs. In other embodiments, the loyalty programs specify rules that must be complied with before a trade can occur. |