| 摘要 |
The invention is aimed to verify credit card transaction or any transaction using similar payment mechanism through joint effort of cardholder and card issuer. In accordance with the invention, principle of method to verify financial card transaction is to use a mobile communication device (MCD) carried by cardholder to maintain an event record in a record list every time when cardholder starts a payment using a financial card, then, having wireless communication network address of the MCD in account record associated with the financial card, account server of corresponding card issuer notifies the MCD a newly occurred activity regarding to payment transaction upon the account, after that, the MCD searches the record list trying to establish a match between the newly received activity notice and an existing event record that both the event record and the notice have substantially simultaneous occurring time, thus being considered for the same transaction.
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