发明名称 |
Systems and methods to accelerate transactions based on predictions |
摘要 |
Systems and methods to accelerate transactions made via mobile communications. In one aspect, a system includes: a data storage facility to store information associated with past payment transactions and an interchange coupled with the data storage facility. The interchange includes a common format processor and a plurality of converters to interface with a plurality of controllers. The converters are configured to communicate with the controllers in different formats, and to communicate with the common format processor in a common format. The common format processor includes a risk engine and a transaction engine. The risk engine estimates a risk in a billing process; and the transaction engine determines whether or not to notify a merchant of the predicted result of billing based on the suggestion from the risk engine and/or other information, such as the status of the wireless telecommunications network.
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申请公布号 |
US8412155(B2) |
申请公布日期 |
2013.04.02 |
申请号 |
US201113193541 |
申请日期 |
2011.07.28 |
申请人 |
MCCANNA PHILIP;UMUR NESRIN;MASON JONATHAN;TWITTY COLLEEN;KIM JANG;BOKU, INC. |
发明人 |
MCCANNA PHILIP;UMUR NESRIN;MASON JONATHAN;TWITTY COLLEEN;KIM JANG |
分类号 |
H04M11/00 |
主分类号 |
H04M11/00 |
代理机构 |
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代理人 |
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主权项 |
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地址 |
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