发明名称 |
Method and system for facilitating network transaction processing |
摘要 |
According to one embodiment, the present invention relates to a method and a system for facilitating settlement processing within a network of financial institutions may include receiving one or more payment items from a plurality of payment entities, at a centralized agent; aggregating the payment items into one or more categories; identifying a payee financial institution and a payor financial institution for each payment items, wherein the payee financial institution and the payor financial institution are different; determining whether the payee financial institution and the payor financial institution are within the network of financial institutions; for the payee and payor within the network, determining at the centralized agent a settlement path within the network of financial institutions for each payment item; and for the payee and payor that are not within the network, forwarding the payment items to a third party settlement entity. |
申请公布号 |
US8396798(B2) |
申请公布日期 |
2013.03.12 |
申请号 |
US201213354402 |
申请日期 |
2012.01.20 |
申请人 |
NORMAN RICHARD;VICKNAIR TOMMY J.;SHISHMANIAN CARL;STEPHENS, JR. JOHN SPENCE;JENNINGS W. EARL;JAMES DAVID L.;JPMORGAN CHASE BANK, N.A. |
发明人 |
NORMAN RICHARD;VICKNAIR TOMMY J.;SHISHMANIAN CARL;STEPHENS, JR. JOHN SPENCE;JENNINGS W. EARL;JAMES DAVID L. |
分类号 |
G06Q40/00 |
主分类号 |
G06Q40/00 |
代理机构 |
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代理人 |
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主权项 |
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地址 |
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