AGENCY METHOD FOR PROVIDING ONLINE ACCOUNT TRANSFER SERVICE USING MOBILE-PHONE NUMBER AND PUBLIC KEY CERTIFICATE

摘要

PURPOSE: A method for providing a real time account transfer service by using a certificate and a mobile phone number is provided to supply a convenient real time account transfer service by using the mobile phone number for an account transfer by matching the mobile phone number with an account number. CONSTITUTION: An account transfer relay system matches an account number with personal information according to a service request of a remitter(302). The system delivers transfer request information to a receiver(306). The receiver performs authentication through a public certificate(311). The system processes the authentication of the receiver(312). The system processes a transfer through a financial company server(314). [Reference numerals] (301) Requesting a service; (302) Matching an account number with personal information; (303) Registering a receiver in a financial company(registering a public certificate); (304) Delivering transfer request information; (305) Receiving the transfer request information and confirming account information; (306) Delivering transfer information and requesting confirmation to a receiver(after confirming a receiver number change by using NPDB); (307) [Alarm]Requesting confirmation of a receiver number; (308) Receiving and confirming transfer information by the receiver; (309) Receiving an intention to reject transfer; (310) [End]Guiding transfer rejection of the receiver; (311) Authentication through the public certificate; (312) Completing authentication; (313) [End]Guiding a failure of authentication of the receiver; (314) Performing transfer and guidance to the receiver; (315,316) [Completion]Receiving transfer completion information; (AA) Preceding task; (BB) Remitter; (CC) Account transfer relay system; (DD) Receiver; (EE) Account transfer service