发明名称 |
COMPUTER CUSTOMIZATION OF PROVIDED PRODUCTS AND SERVICES |
摘要 |
<p>A method, apparatus, computer-readable medium and system are disclosed for providing a computerized algorithm for customizing products and/or services provided to a user. The products and/or services may be related to banking and/or accounts. In some embodiments, a device may access and analyze historical information associated with a user. Based at least in part on the analysis, the device may determine whether the user has an option to customize a product or service, such as terms or conditions associated with a product or service offering. When the user has the option to customize the product/service, the device may transmit a recommendation to the user, where the recommendation comprises a suggested value to be associated with the product/service.</p> |
申请公布号 |
WO2013028964(A1) |
申请公布日期 |
2013.02.28 |
申请号 |
WO2012US52243 |
申请日期 |
2012.08.24 |
申请人 |
BANK OF AMERICA CORPORATION;ROSS, ERIK STEPHEN;EDULJEE, RUSHAD F.;GOLDFARB, DANA B.;KANE, BRIAN |
发明人 |
ROSS, ERIK STEPHEN;EDULJEE, RUSHAD F.;GOLDFARB, DANA B.;KANE, BRIAN |
分类号 |
G06Q10/00 |
主分类号 |
G06Q10/00 |
代理机构 |
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代理人 |
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主权项 |
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地址 |
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