Embodiments of the present invention include a dynamic and auditable rules-based spend requirement management (SRM) server configured to receive transaction data associated with a payment transaction involving an issuer of an account, where the account is associated with a first set of account level requirements (e.g., a minimum spend requirement) and a first interchange rate. The SRM is further configured to determine that the transaction data is not within the first set of account level requirements, but is within a second set of account level requirements associated with a second interchange rate, and associate the account to the second set of account level requirements by way of a final product identifier stored in a database accessible by a payment processing network (PPN).
申请公布号
WO2013025839(A2)
申请公布日期
2013.02.21
申请号
WO2012US50998
申请日期
2012.08.15
申请人
VISA INTERNATIONAL SERVICE ASSOCIATION;OLSON, RAY;WHITE, DAVID;BODINGTON, SHAUN;FENG, JIE
发明人
OLSON, RAY;WHITE, DAVID;BODINGTON, SHAUN;FENG, JIE