发明名称 SYSTEM AND METHOD FOR CREDENTIAL LENDING
摘要 Embodiments of the invention provide a method for allowing a first user to authorize a second user to perform a financial transaction using the first user's financial account information. In some embodiments, the second user conducts the transaction through the use of a mobile computing device that communicates with a point of transaction device. In some embodiments, the first user authorizes a second user to perform a financial transaction using the first user's account through the use of the personal computing device. In some embodiments, a method is provided that includes: (1) receiving a request from the first user to authorize the second user to perform a financial transaction; (2) receiving a parameters from the first user restricting a scope of the financial transaction that the second user is authorized to perform; (3) transmitting information associated with the request to a mobile computing device associated with the second user.
申请公布号 US2013046690(A1) 申请公布日期 2013.02.21
申请号 US201113210045 申请日期 2011.08.15
申请人 BANK OF AMERICA CORPORATION;CALMAN MATTHEW A.;ROSS ERIK STEPHEN 发明人 CALMAN MATTHEW A.;ROSS ERIK STEPHEN
分类号 G06Q40/00 主分类号 G06Q40/00
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