SYSTEM AND METHOD FOR USING A NEAR FIELD COMMUNICATION DEVICE TO CONDUCT A TRANSACTION WITH AN ALIAS
摘要
<p>A system and method for using a static or dynamically-generated alias to conduct financial transactions via a Near Field Communication Device at a merchant is provided. The system and method allows a user to provide an alias identifying the user in order to conduct transactions via a near field communication device without needing to transfer the user's account number. The method associates the alias with an account of the user. The alias may be a static alias or a dynamic alias. A dynamic alias is generated for a transaction based in part on a characteristic of the transaction. The method determines the account number associated with the alias and completes the transaction using the alias. The method may also evaluate the transaction to determine whether predetermined rules are complied with and provide confirmation to the user and/or merchant that the transaction has completed.</p>
申请公布号
WO2013019674(A1)
申请公布日期
2013.02.07
申请号
WO2012US48697
申请日期
2012.07.27
申请人
BANK OF AMERICA CORPORATION;GIORDANO, JOSEPH, A.;BOHANAN, YVETTE, MARIE