摘要 |
PURPOSE: An electronic payment system using two user terminals and a method thereof are provided to perform a personal input for an electronic payment process using a credit card by using a separate user terminal, thereby improving a security of the electronic payment process. CONSTITUTION: A shopping mall server(1) transmits a product purchase list selected with a first terminal(3) and information about a payment means and a phone number of a second terminal as payment request information. A card approval company server(2) receives the payment request information transmitted from the shopping mall server. The card approval company server outputs the payment request information received as electronic signature request information. The card approval company server receives an authentication token for an electronic signature and authenticates the electronic signature and approves a payment. The card approval company server transmits the payment approval information to the shopping mall server. |