| 摘要 |
PURPOSE: A voice communication based payment processing method, a system, a payment processing server, a communication terminal and a recoding medium are provided to transfer order and payment processes through voice communication to data communication between an application installed in the user communication terminal and the payment processing server, thereby increasing convenience and security. CONSTITUTION: When voice communication is connected between a user communication terminal and a member store communication terminal, an application management means(250) confirms telephone number information of the member store communication terminal. The application management means manages an application which confirms order payment information. An information receiving means(205) receives a telephone number of the member store communication terminal, the order payment information and payment means information of a user. [Reference numerals] (100) Payment processing server; (105) Storage medium; (110) User communication terminal; (115) Member store communication terminal; (120) Application download server; (200) Information processing means; (205) Information receiving means; (210) Encoding/decoding means; (215) Authentication means; (225) Payment history management means; (230) Data generating means; (235) Storage means; (240) Payment processing means; (245) Escrow processing means; (250) Application management means; (AA,BB,EE) Communication network; (CC) Information transmitting means; (DD) Information confirming means; (FF) Member store DB; (GG) Member DB; (HH) Payment history DB
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