Converged Merchant Processing Apparatuses, Methods and Systems

摘要

The CONVERGED MERCHANT PROCESSING APPARATUSES, METHODS AND SYSTEMS (“CMP”) facilitates the generation of user accounts with merchants. The user may be logged into an electronic wallet or issuer account, and may initiate an account generation process with a one-click mechanism. The CMP may provide information to the merchant in order to facilitate the generation of the account after receiving data from the electronic wallet or issuer.

主权项

1. A method for adding a payment option to a payment service provider, comprising:
identifying, by a computer system associated with a merchant, payment information stored within a profile of a user, wherein the merchant is the custodian of the profile; querying, by the computer system, a payment service provider for a user account associated with the user; determining, by the computer system, that the user account associated with the payment service provider does not contain the payment information; receiving, by the computer system, a user request to cause the payment service provider to add a payment option to the user account based on the payment information; and transmitting, by the computer system, the payment information to the payment service provider in response to the received request.