| 摘要 |
Assimilating data and applying reasoning mechanisms for matching a vehicle buyer's credit history, vehicle details, and vehicle deal structure details, to the purchasing guidelines of the most suitable finance sources is described. The system aids the dealership agent in quickly locating the finance sources that best fit the specific criteria of the customer, the vehicle, and the proposed financial structure of the deal. The system also enables the finance sources to increase the quality of the fit of those applications reviewed for potential contract purchase, to see the specific details that are integral in making purchasing decisions in advance of reviewing the entire application, to actively manage the risk level of its auto finance portfolio, and to automate its purchasing decisions. The system allows the vehicle buyer, vehicle dealership, and finance source to match on a near instantaneous basis, thereby reducing the time involved in the vehicle sales process to a fraction of its current burden.
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