摘要 |
PURPOSE: An online consumer cash loan providing method is provided to implement money borrowing between a loan borrower client and a loan lender client by using internet banking, thereby conveniently writing and managing a contract corresponding to the money borrowing. CONSTITUTION: A server includes the next. An information reception unit(105) inputs predetermined money transferring information and money loan condition information corresponding to money transfer. The information receiving unit receives confirmation information for the money loan condition information. A storage unit(125) connects the money loan condition information to loan borrower client information and loan lender client information. The storage unit stores the connected information in a predetermined storage medium(140). [Reference numerals] (100) Server; (105) Information reception unit; (110) User authentication unit; (115) Money transfer unit; (120) Management unit; (125) Storage unit; (130) Receipt process unit; (135) Interest calculation unit; (140) Storage medium; (145) Client terminal(a lender); (150) Client terminal(a borrower); (AA, EE) Certificate; (BB, FF) Banking browser; (CC, GG) Smart card; (DD) Internet |