SECURE, CLOSED-LOOP PAYMENT SYSTEM AND METHOD

摘要

The present invention relates to a secure, closed-loop payment system and method. The secure, closed-loop payment system comprises: a user terminal (100), a bank card issuance institute back end (101), a payment terminal (102), and a network access mechanism system. The user terminal (100), the bank card issuance institute back end (101), the payment terminal (102), and the network access mechanism system (103) form a closed-loop structure. The secure, closed-loop payment system and method of the present invention enhances the security and flexibility of payment.