| 摘要 |
Systems and methods for optimization of purchase benefits by use of multiple financial accounts are disclosed. According to an aspect, a method includes determining a category among multiple categories for each purchase item of multiple purchase items. The method may include determining reward program benefits associated with financial accounts. Further, the method may include associating each purchase item with one of the financial accounts based on the category of the purchase item and the reward program benefits. A purchase item may be associated with the financial account that provides the greatest monetary benefit in exchange for purchase of the purchase item. The method may also include conducting a plurality of purchase transactions for purchasing the purchase items. Each purchase transaction may use a different one of the financial accounts to purchase the purchase item(s) associated with the financial account. |
