| 摘要 |
A Mobile Image Payment System (MIPS) for mobile commerce, which enables a Consumer to use a mobile device to make payments for online, Electronic Media, Print Media and POS Transactions. In an embodiment, the Consumer scans an encoded, mobile device scannable image that is displayed by a merchant, to initiate a transaction. The MIPS may complete the transaction by processing information between a Mobile Payment Client residing on the Consumer's mobile device, a Mobile Payment Interface residing on a Transaction Server, and, in a further embodiment, a Mobile Payment Application residing on a merchant's device or POS terminal. The Consumer's mobile device may communicate with a Payment Platform, which may communicate with a Merchant Transaction Server in order to process and complete the mobile transaction. The merchant MDSI can be displayed on any product or advertising medium, (including television screens, websites, print media, vending machines, points of sale terminals etc.) opening up new sales and marketing opportunities for merchants. The MIPS provides a unique, secure and consistent transaction process.
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