| 摘要 |
The invention relates to an assembly for handling transactions between a merchant and a consumer, comprising: - a payment terminal for generating and sending an electronic transaction order; - a payment system for electronic transfer of a transaction amount from the bank account of the consumer to the bank account of the merchant; - a transaction order processor for electronic clearing and settlement of the transaction amount, wherein the transaction order processor is adapted to control the payment system for transfer of the transaction amount, wherein the assembly comprises a group of transaction order processors, wherein each of the transaction order processors is connected to a payment system and wherein a payment management system (PMS) is arranged between the payment terminal and the transaction order processors which is adapted to select one transaction order processor from the group of transaction order processors and to control the associated payment system with the selected transaction order processor.
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