Payment processing system including mobile wireless communications device to send a payment confirmation to a transaction terminal and associated methods

摘要

A payment processing system 10 includes a transaction terminal 12 having a merchant account associated therewith and including a first wireless device. The payment processing system 10 also includes a payment server 18, and a mobile wireless communications device 24 having a purchaser account associated therewith and including a second wireless device 26 and a processor 31 coupled thereto and configured to send transaction information to the payment server 18. The payment server 18 is configured to cause a transfer of funds from the purchaser account to the merchant account based upon the transaction information, and to send payment confirmation to the mobile wireless communications device 24 based upon the transfer of funds. The processor 31 is configured to send the payment confirmation to the transaction terminal 12 via the first and second wireless devices 15, 26.